Insurance Information

Elite Psychology and Wellness accepts most insurance plans within Blue Cross Blue Shield and Aetna.  If you would like to use your insurance for counseling services please contact your insurance company to verify your benefits.  Each insurance plan is different and you would need to determine what your benefits are for behavioral health services.  

If you have a different insurance provider other than Blue Cross Blue Shield or Aetna or do not wish to use your insurance for treatment you can verify if you have out of network benefits. If you are accessing out of network benefits please contact your insurance company to determine your deductible, co-insurance and what portion of the allowed fee they will cover.  Our office will provide you with a superbill invoice to submit to your insurance company.          

Some individuals choose not to access their insurance and would prefer to pay out of pocket for counseling services.

Payment for services can be made with cash, check, or credit card, or Zelle and payment is due at the time of service.  

Mental Health Coverage

Questions you can ask your insurance company regarding your mental health coverage 

• Do I have mental health coverage?

• Do I have a deductible or out of pocket maximum? If so, has it been met?

• Do I have a co-payment? If so, how much?

• How many sessions does my plan cover for the year?

• How much does my plan cover for an out of network provider?

• What is my co-insurance for an out of network provider?

• Am I required to obtain pre-authorization before receiving services?